Effective Date: November 25, 2025
Merlin’s Priest LLC (“Boker Dealer,” “we,” “us,” or “our”)
Your privacy is important to us. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website, use our online or mobile services, or interact with us as a member or potential member.
By using our website or services, you agree to the terms of this Privacy Policy.
1. Who We Are
Merlin’s Priest LLC is a Broker Dealer platform.
2. Information We Collect
We collect information in several ways, including when you:
Open an account, apply for membership, or apply for a loan
Use our online platform, mobile platform, or other digital services
Visit our offices or contact us by phone, email, or mail
Interact with our website, emails, or online advertisements
Types of information we may collect include:
2.1 Personal Identifying Information
Examples:
Name, mailing address, email address, phone number
Date of birth, Social Security number or taxpayer identification number
Government-issued identification details (e.g., driver’s license number)
2.2 Account and Transaction Information
Member number, account numbers
Account balances and transaction history
Payment history, loan balances, credit limits
2.3 Credit and Eligibility Information
Credit reports and credit scores from consumer reporting agencies
Employment information and income provided on applications
Information used to evaluate credit, products, or services you request
2.4 Online & Device Information
When you visit our website or use our mobile or online banking services, we may automatically collect:
IP address, browser type, operating system, and device identifiers
Website pages visited, links clicked, date and time of visits
Cookies, pixels, and similar technologies used for security, performance, and analytics
You can usually control or disable cookies using your browser settings, but doing so may affect your ability to use certain parts of our site or services.
3. How We Use Your Information
We use the information we collect to:
Provide and manage your accounts and services
Process transactions and maintain account records
Verify your identity and authenticate access
Operate our business and comply with the law
Respond to court orders, subpoenas, and legal or regulatory requests
Meet our obligations under federal and state law
Protect against fraud and security risks
Monitor activity to detect, investigate, and prevent fraud or unauthorized access
Maintain the security of our systems and your accounts
Improve our products, services, and website
Analyze usage to enhance website performance and user experience
Develop new products and services to meet member needs
Market our products and services (within legal limits)
Offer products and services that may be of interest to you
Send communications where permitted by law and your preferences
We do not sell your personal information.
4. How We Share Your Information
We share your information only as permitted by law and as necessary to provide you with products and services. For example, we may share information with:
4.1 Service Providers
We may share information with companies that perform services on our behalf, such as:
Payment processors and card networks
Data processing and core banking system providers
Statement printing and mailing vendors
IT, cybersecurity, and website hosting providers
These service providers are required to protect your information and use it only for the purposes we specify.
4.2 Joint Marketing Partners
We may enter into joint marketing arrangements with other financial companies (such as insurance or investment providers) to jointly offer products or services. When we do, we may share limited information as allowed by law.
4.3 Legal and Regulatory Disclosures
We may disclose information:
To regulators and examiners
In response to subpoenas, court orders, or other legal processes
To protect against fraud or unauthorized transactions
To help with investigations or law enforcement
4.4 Other Permitted Disclosures
We may share information with:
Other financial institutions involved in processing your transactions
Consumer reporting agencies (e.g., to report your payment history)
Parties you authorize or direct us to share with
We do not share your information with non-affiliated companies for their own independent marketing purposes.
5. Your Choices and Rights
Depending on applicable law and our specific relationship with you, you may have certain choices regarding how we use and share your information.
5.1 Opting Out of Certain Sharing
In some cases, federal law gives you the right to limit:
Sharing of information about your creditworthiness with our affiliates
Affiliates using your information to market to you
Sharing with non-affiliates to market to you
If these rights apply to you, we will provide a separate privacy notice and opt-out form (for example, the federally required privacy notice you receive when you become a member and periodically thereafter). That notice will explain how to exercise your options.
5.2 Marketing Communications
You can opt out of certain marketing emails or messages by following the unsubscribe instructions in those communications or by contacting us directly. Even if you opt out, we may still send you non-marketing messages related to your accounts or transactions.
6. Online and Mobile Privacy
6.1 Cookies and Tracking Technologies
We use cookies and similar technologies to:
Maintain the security and functionality of online banking
Remember your preferences and improve website performance
Understand how members use our website and services
You can choose to block or delete cookies through your browser settings. However, some features may not function properly if cookies are disabled.
6.2 Third-Party Links and Websites
Our website and online banking services may contain links to third-party websites or services that we do not control. We are not responsible for the privacy practices or content of those third parties. We encourage you to review their privacy policies before providing any information.
6.3 Online Advertising and Analytics
We may use third-party analytics tools or advertising partners to understand usage of our site and deliver relevant content. Information used for analytics is generally aggregated or de-identified and is not used to directly identify you.
7. How We Protect Your Information
We use reasonable physical, technical, and administrative safeguards to protect your personal information, including:
Encryption of certain data transmissions
Access controls, authentication, and authorization systems
Secure data centers and restricted access to member information
Regular monitoring, testing, and risk assessments
Despite these safeguards, no system is completely secure. You also play an important role in protecting your information by:
Keeping your login credentials confidential
Using strong, unique passwords
Logging out of online and mobile services when finished
Promptly notifying us of any suspicious activity
8. Children’s Privacy
Our website and online services are not directed to children under the age of 13, and we do not knowingly collect personal information from children without parental consent. If we learn that we have collected such information in violation of applicable law, we will take steps to delete it.
9. Retention of Information
We retain your information for as long as necessary to:
Provide products and services
Comply with legal, regulatory, and reporting obligations
Resolve disputes and enforce our agreements
When information is no longer needed, we securely destroy, de-identify, or anonymize it in accordance with our data retention policies and applicable law.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal obligations. When we do, we will post the updated policy on our website and revise the “Effective Date” at the top.
Your continued use of our website or services after changes are posted indicates your acceptance of those changes.
11. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
Merlin’s Priest
5411 Dr. MLK Jr. Blvd.
Anderson, IN 46013
(765) 649-9226