Loan participations with
less friction and more trust
A broker dealer platform for institutions and individuals
*Verified financial institutions or accredited investors only
We simplify loan participation
Merlin's Priest brings transparency and quality to small to mid-market loan participations, removing friction, giving small and medium size financial institutions balance sheet quality and flexibility and accredited investors access to high quality loans often overlooked.
Create balance sheet quality and
cash flow flexibility
- Improve Ratios
Flexibility to meet capital ratio requirements
- Simplified loan sales
Streamlined platform and technology to quickly list and sell loans
- Cashflow flexibility
Consistent loan data and documentation, prepared for you.
- Access to participating investors
Accredited investors looking to buy small / mid market loan portfolios
Frictionless loan participation
- Diversified loan portfolio
Access to investment grade loans and high yield style
- Mid-market access
Access to previously hard to acquire small and mid-market loan portfolios
- Integrated reporting
Simplified, transparent, reporting and analytics for participating portfolio
- Loan analysis tools
Easily, compare, review and evaluate potential loans to fit your participation needs
Deep small, mid-market origination experience
Decades of small & mid-market origination experience, created a streamlined participation platform helping originators and investors
Curated, not a firehose
We do not list everything. Loans are reviewed against origination and underwriting standards before they reach you, and monitored after. Quality comes ahead of volume.
Origination standards
Underwriting discipline
Ongoing monitoring
Clean, consistent
monthly reporting
Each participant receives monthly reporting of their fractional share - balance, accruals, and transaction history - without chasing the originator. Reporting is built to support individual and institutional record-keeping requirements.
You shouldn't have to be
an expert to invest like one
Loan participations are straightforward once explained clearly. The questions below cover the essentials.
A loan participation lets multiple institutions share in a single loan. One lender originates and services it, while participants buy a fractional interest and receive their pro-rata share of principal and interest.
No black box
Questions about a loan go to the people who originated it, not a support queue. You can reach underwriting and origination directly before you commit.
A clear path from
access to participation
Questions about a loan go to the people who originated it, not a support queue. You can reach underwriting and origination directly before you commit.
A clear path from
access to participation
Questions about a loan go to the people who originated it, not a support queue. You can reach underwriting and origination directly before you commit.
- Request access: includes NCUA charter verification
- Browse curated listings
- Review the data room and speak with the lending team
- Participate, and receive monthly reporting
Looking to buy loans?
Participate in loans reviewed before they reach you, from originators who stay in the loan. See how buying works and request access.
Have loans to sell?
List your participations to a private audience of verified institutions. Tell us what you'd like to sell and our team will be in touch.
Access is for verified institutions and investors
Loan details are private. Request access to view listings. Buyer approval includes NCUA charter verification.