PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT A GREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.
Unauthorized use of Merlin’s Priest LLC (“MP”) Websites and systems, including but not limited to unauthorized entry into MP systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.
You acknowledge that MP may disclose and transfer any information that you provide through this Website to (i) any company within the MP group, its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate (including to countries outside the EEA), and by using and providing information through this Website you agree to such transfers. Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording.
The works of authorship contained in the website, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by MP or one of its subsidiaries. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without MP’s prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. §107), as amended, and then, only with notices of GS’s proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.
MP is the marketing name for the financial operations services of MP Shared Service Solutions, LLC and its subsidiaries and affiliates in the United States. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.
The information on this Website is for information purposes only. It is believed to be reliable, but MP does not warrant its completeness, timeliness or accuracy. The information on the Website is not intended as an offer or solicitation for the purchase of any security or any financial instrument.
The information and materials contained in this Website-and the terms and conditions of the access to and use of such information and materials-are subject to change without notice.
You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you may have with MP, and (ii) in circumstances where locations of the Website require identification for process, you will stablish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.
MP OR ITS SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION, SERVICES DESCRIBED HEREIN AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND GS DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION. MP RESERVES THE RIGHT TO TERMINATE ANY OR ALL WEBSITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO THE USER. FURTHERMORE, BY OFFERING THIS WEBSITE AND INFORMATION OR SERVICES VIA THIS WEBSITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY MP TO ANY PERSON TO USE THE WEBSITE OR SUCH INFORMATION OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THE WEBSITE AND SUCH INFORMATION OR SERVICES IS PROHIBITED BY LAW.
Access to the Website may from time to time be unavailable, delayed, limited or slowed due to, among other things:
Links to Other Sites Links to non-MP Websites are provided solely as pointers to information on topics that may be useful to the Websites, and MP has no control over the content on such non-MP Websites. If you choose to link to a Website not controlled by MP, MP makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does MP warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. MP does not guarantee the authenticity of documents on the Internet. Links to non-MP sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.
BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL AS OTHER FACTORS, THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED “AS IS” “AS AVAILABLE.” MP AND THIRD PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. MP AND THIRD PARTY DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, MP WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM. NOR WILL MP BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND MP’S CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. MP AND THIRD PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. FURTHERMORE, GS AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN WEBSITE, ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER’S FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND MP AND ITS AFFILIATES’ CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING MP’S RESPONSIBILITIES AND OBLIGATIONS TO MEMBERS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS. UNDER NO CIRCUMSTANCES WILL MP BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER MP HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. These Terms and Conditions shall be subject to any other agreements you have entered into with MP. The user’s access to and use of the MP website, and the terms of this disclaimer are governed by the laws of the State of Indiana.
You represent and warrant you are of legal age (e.g. 18+), capable, and not barred from entering into contracts.
You must register an account, give accurate, complete, current information, and maintain it.
You are responsible for maintaining the confidentiality of your credentials (password, API keys, etc.).
You agree to notify us immediately of any unauthorized use or breach of security.
These ToS are supplemental to and not a substitute for the full customer / brokerage agreement, margin agreement, account agreement, risk disclosures, and other documents.
You must agree to all required disclosures (e.g. margin risks, nature of securities, small-cap risk, volatile markets, possibility of complete loss).
We reserve the right to refuse service or to require additional verification (KYC / AML / identity checks, suitability, etc.).
The user is responsible for paying all fees, charges, taxes, exchange fees, regulatory fees, etc.
Terms for billing, settlement, insufficient funds, default.
In margin / leverage cases: conditions, interest, margin calls, liquidation rights, negative balances.
Right to change fees with notice (e.g. minimum notice, or immediate in some cases).
You acknowledge that trading securities (especially small-cap) involves substantial risks.
Past performance is not indicative of future results.
The Service is provided “as-is”, “as available”, without warranties of any kind (express or implied).
We disclaim all implied warranties (merchantability, fitness for particular purpose, noninfringement).
We do not guarantee uninterrupted, error-free, secure access.
To the maximum extent permitted by law, we (and affiliates, officers, staff) are not liable for indirect, incidental, special, consequential, or punitive damages, loss of profits, trading losses, data loss, etc., even if advised of the possibility.
Our aggregate liability is limited to a defined amount (e.g. fees paid in prior 12 months, or a monetary cap).
You accept full responsibility for your trades, decisions, and losses.
You agree to indemnify, defend, and hold harmless us and our affiliates, and their staff, from any claims, demands, losses, damages, liabilities, costs and expenses arising out of (i) your use of the Service, (ii) breaches of your representations, (iii) your violation of laws or these ToS, (iv) your negligence, etc.
You agree not to use the Service for illegal or unauthorized purposes, or to attempt to circumvent restrictions.
Prohibited actions might include (non-exhaustive): market manipulation, insider trading, front-running, wash trading, spoofing, misuse of APIs, unauthorized copying of data, reverse engineering, spamming, hacking, distributing malware, tampering, forging, etc.
You must comply with all applicable securities laws, exchange rules, and other regulations.
We reserve the right to suspend, restrict or terminate your access (or account) at any time, with or without notice, for any reason (e.g. breach, regulatory, security, inactivity).
On termination, your rights to use the Service cease, and we may liquidate positions (if margin or outstanding obligations) per the customer agreement.
You may close or cancel your account, but must fulfill any outstanding obligations first
The Service may contain links to third-party websites, data providers, exchanges, or APIs. We are not responsible for their content or practices.
Your use of third-party services is subject to their terms.
We may integrate with third-party vendors; you agree not to hold us liable for failures or issues with those integrations.
We reserve the right to modify, suspend, or discontinue any aspect of the Service (in whole or part), at any time, with or without notice.
We may update or amend these ToS; we will post a revised version (with “Last updated” date) and, where required, notify users (e.g. email).
Continued use after changes constitutes acceptance.
We are not liable for service interruptions, delays, errors, maintenance downtime, or force majeure events (e.g. acts of nature, war, cyberattacks, regulatory shutdowns).
Indiana, Hamilton County shall be the governing law and jurisdiction for these ToS (excluding conflicts of law).
Dispute resolution mechanism: arbitration or court? Forum / venue (e.g. in your home jurisdiction).
waiver of class actions, jury trial, limitations on remedies.
Requirement to attempt informal resolution (e.g. notices, negotiation) before formal proceedings.
If any provision is invalid or unenforceable, the remainder stays in force.
No waiver of rights by us unless in writing; failure to enforce a right doesn’t waive it in the future.
SEC / FINRA / state broker-dealer rules, regulatory compliance, client classifications (retail, institutional, accredited), suitability, best execution, conflicts of interest disclosures.
Margin / leverage rules and disclosures.
Customer protection rules, segregation of customer funds, custody, insurance (e.g. SIPC or similar).
Risk factors, disclaimers specific to small cap / microcap securities, illiquidity, volatility, possibility of loss, no assurance of research.
Privacy / data security obligations (though often in a separate Privacy Policy, you will cross-reference it).
AML / KYC / sanctions compliance, user screening, freezing accounts, reporting obligations.
Restrictions on reverse solicitations, foreign jurisdiction restrictions (e.g. not offering to non-US persons without registration).
Disclosures mandated under securities laws (e.g. disclaimers, disclosures, offering materials, prospectus, etc.).
contact us to Lampco Federal Credit Union
5411 Dr. MLK Jr. Blvd.
Anderson, IN 46013
(765) 649-9226
